Flag of Malawi

Transforming Lives

Mr. Mkandawire holding his OIBM smart card.

USAID funds innovative programs – including the program at Opportunity International Bank – to improve access to banking services for poor families. Through the bank, Malawians’ savings are cycled back into their communities in the form of loans that help small businesses grow. In Haiti, USAID has partnered with the Bill and Melinda Gates Foundation to create a fund to help Haitians gain access to banking services using their mobile phones.